Standardized Credit Descriptions Tell the Whole Story
NEXscore is our standardized credit descriptor for individual mortgage loans. It is comprised of four industry standard ratios associated with affordability, liquidity, collateral values and credit history. NEXscore creates a common language that comprehensively describes the underlying credit attributes of individual mortgage loans. This common language enables efficient pricing, risk discussions and transactions within the platform, particularly for complex, non-agency mortgages.